Vesting and Locking-in Rules

Benefits Accrued after Current Legislation Effective Date
Province	Effective Date	Type of Service	Service	Age
British Columbia	January 1, 1998	Employment	2
Alberta	January 1, 1987	Employment	5
Saskatchewan	January 1, 1994	Employment	2
Manitoba	January 1, 1985	Employment	2
Ontario	January 1, 1987	Participation	2
Québec	January 1, 1990	Participation	2
New Brunswick	January 1, 1992	Employment	5
Nova Scotia	January 1, 1988	Participation	2	45
Newfoundland	January 1, 1985	Employment	10
Federal	January 1, 1987	Participation	2